Value Access Guarantee

VBA Members Limited Medical Benefits Program Pays Indemnity Benefits!

Several Benefit Options to choose from with these outstanding features:

• Guaranteed Issue for members & their spouse's ages 18 through 64, and dependent children to age 21 or age 23 if attending an accredited school fulltime

• NO Deductibles or Co-pays to satisfy before benefits can be paid

• Hospitalization Daily Indemnity of $500, $1,000, $1,250 or $1,500 *

• Doctor Office Visit benefit of $50 or $75 per visit, up to 5 per insured or 10 maximum per family

• Preventive Care, Emergency Room Care, ICU & CCU & Ambulance benefits *

• Surgery, Anesthesia, Laboratory tests and X-Ray benefits

• Save money through access to Beech Street PPO Network Providers

• Or use your own Doctor, Hospital or Licensed Provider and receive the same indemnity benefit

• Pays Benefits in Addition to any Other Insurance Coverage's

• Coverage terminates at age 70 years old

• Pre-existing Conditions Limitation is waived under the Doctors Office Visits Indemnity Benefit**

* This plan is not available in all states and benefit options vary by state.

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